Description: An introduction to other articles in this issue about Medicaid abuse and genetic testing.

Description: Methodology for identifying principles based economic capital.

Description: Recently, the SCAN Foundation, AARP, LeadingAge, and HHS funded economic modeling conducted by Milliman and the Urban Institute around LTC reform elements. The LTC industry has over the years also generated ideas to address the on-coming expansion of LTC needs in the U.S. For this article, we have brought together three individuals who have long involvement with LTC financing to discuss some of the recent ideas and provide some perspectives on their pluses and minuses.

Description: One of the dangers in any sort of modeling, whether for insurance experience or in financial portfolios, is becoming too reliant upon statistics and models, and not keeping reasoned, experienced judgment in sight. This article provides ways to address adverse experience possibilities resulting from misestimation risk.

Description: Article from the editor

Description: Recommendation to measure the risk for the components of combination Life/LTC products.

Description: The author discusses the Genetic Information Nondiscrimination Act of 2008 GINA and its ultimate effect on the long-term care industry in general, and on current and future insureds, specifically.

Description: Preview of the December 2007 issue of the LTC Section news, including articles on individual claims, retrospective reserve testing, population health management, Alzheimers, psychiatric medication, and the latest LTC Experience Committee report.

Description: A preview of the articles in the May 2009 issue of Long Term Care News, with a theme of focusing on the pure fundamentals of actuarial work.

Description: Article examines consistency across different underwriting manuals for LTCI.